Financing Payment Plan Options

How much is your health worth? Surgical weight loss may seem expensive, but it’s a life-changing procedure that will transform how you look and feel. And with lifelong benefits—including a longer, healthier life—the cost per year becomes minimal. Plus, at SmartShape Weight Loss Centre, our gastric sleeve, mini gastric bypass, and  LAP-BAND® weight loss surgery procedures in Ontario, Canada, include comprehensive, customized lifestyle support through our 5-Year AfterCare Success Program. You’ll be supported by our medical experts at every step of your weight loss journey. 

Stop spending money on traditional diets and the invisible costs of being overweight, like plus-sized clothing, prescription medications, and weight-related health issues. SmartShape weight loss surgery in Toronto, Ontario or Laval, Québec, is a one-time investment in the rest of your life and the last weight loss solution you’ll ever need. It works and you’re worth it.

Request your free consultation at SmartShape today. We serve people from Ontario, Alberta, Québec, British Columbia, the Atlantic Provinces (Newfoundland, New Brunswick, Prince Edward Island, and Nova Scotia), throughout Canada, and outside the country.

“I know that getting this surgery is the best thing I’ve ever done for myself.”

Tanya, SmartShape gastric sleeve patient

Financing Made Easier

Choose one of our trusted financial services partners that specialize in providing monthly payment plan options, and get started today.

BeautiFi Financing logo


Beautifi is a technology enabled provider of monthly payment plans for Canadians. Beautifi offers flexible financing options to suit your needs with a focus on customer service. There is no impact to your credit score when applying, no money down required, and no pre-payment penalties for early repayment.

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Medicard logo


Canada’s top choice for patient financing. At Medicard, we’re more than just a financing option. We’re your partner in achieving a healthier, happier you with SmartShape™ Weight Loss Centre. Our bespoke financial solutions are designed with your unique needs in mind, offering the lowest rates, instant pre-approvals, and a commitment to maintaining your credit score. Backed by 27 years of expertise in health-focused financing, our bilingual customer service is here for you every day. Choose Medicard for a seamless experience and start your weight loss journey with confidence.

We fit your confidence, we fit your budget, we fit your dreams.

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Credit Medical

Credit Medical Corporation was formed in 2001 to be Canada’s principal lending institution for elective medical care. They provide innovative financial services that allow clients and practitioners the freedom to focus on the treatment, not the payment.

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Patient Financing

SmartShape works with industry-leading lenders to provide convenient and affordable payment plans for our weight loss surgical procedures. Financing plans with zero percent down are available from your choice of lenders. Our financing applications are easy to complete and it takes only minutes to find out if you’re approved.

Common Insurance and Government Programs

If you have a private health care plan, we suggest you speak directly with your insurance provider to find out if you have insurance coverage for weight loss procedures. We would be happy to provide any information your insurance company may need.

Federal Medical Tax Credits

Federal tax credits are available for medically necessary procedures. You should be eligible to submit your bariatric surgery cost as a medical expense on your income tax return. To learn more about what is available, please visit the Canada Revenue Agency website or speak with your financial advisor or accountant.

Registered Health Spending Account

The RHSA is a government-approved program that permits small business owners, self-employed, and incorporated individuals to use pre-tax dollars from their company to fund healthcare costs. This can provide a substantial reduction in the after-tax cost of the procedure. For more information or to speak with a client service representative for the RHSA program, please contact:

Please note, that SmartShape Weight Loss Centre is not directly involved in coordinating your RHSA account. The details provided above are for informational purposes only.